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I am pleased to participate in this Summer School and look forward to sharing some ideas with you over the next few days. At the outset I would like to describe the approach I will take in 1 presenting the material. I aim to present the material in a non­ rigorous way and hopefully in an intuitive manner. At the same time I will draw attention to some of the major technical problems. It is pitched at someone who is unfamiliar with the area. The results presented here are unfamiliar to actuaries and insurance mathematicians although they are well known in some other fields. During the next few minutes I will make some preliminary comments. The purpose of these comments is to place the lectures in perspective and motivate the upcoming material. After this I will outline briefly the topics to be covered during the rest of this lecture and in the lectures that will follow. One of the central themes of these lectures is RISK-SHARING. Risk-sharing is a common response to uncertainty. Such uncertainty can arise from natural phenomena or social causes. One particular form of risk-sharing is the insurance mechanism. I will be dealing with models which have a natural application in the insurance area but they have been applied in other areas as well. In fact some of the paradigms to be discussed have the capacity to provide a unified treatment of problems in diverse fields.

Features Magnetic Strong magnetic adsorption the phone is stable and not easy to drop One Hand Magnetic suction fixing is very convenient for single hand operation when driving ensuring driving safety Stable Without Shaking Electroplating metal rod strong spring stable without shaking Silicone Protection Does not damage the car interior and phone stable and safer Safer Driving Do not block the line of sight face the road directly and travel more safely 360° Rotating Easily rotate the angle of view you want Widely Applicable Office home car use can be installed on the instrument panel rear view mirror and solar visor Specification Color BlackMaterial ABSInstallation location car rear view mirror instrument panel sun visorPackage Included 1 Mobile Phone Holder2 Metal Patch Note Just a stand not including the mobile phone

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